Finance, baby! - A Post from Husband
I’ve been doing a lot of thinking lately about what my next 5 months will look like. It’s absolutely insane to consider graduating, moving to Dallas, taking the CFA Level I exam, turning 21, starting work, and having a baby- all in 5 months. None of these things individually are things to stress about; however, whenever you lump them all in succession, even the best of us have to get a little stressed. It has been about 5 weeks since D’Ann and I told everyone that we are having a baby, and it’s been 15 weeks since we discovered ourselves. With every week, I absolutely cannot wait for the next. I have this pregnancy app on my phone (no, I’m not lying), and each week it gives you exciting little updates. One week, you discover your baby is as a big as an avocado, the next week an apple. I love that. In fact, my mother-in-law usually asks a week in advance, “What’s next week? What food item is noodle next?” I totally understand though; I can’t wait either! This thinking process suggests these 9 months can’t go fast enough.
I’ve recently had coffee with a good friend of mine, Dustin, who has a 4-month old. He said, “Man, I’m gonna sound old, but these months have seriously gone by so fast.” It made me think twice about this anticipation stage that I’m in. I think my motivation for “fast-forwarding” is simply to get through the hard part. Certain parts of my life I wish I could fast forward, and other parts I would love to put in slow motion. I don’t think we get to choose both options. Some people lead intensely fast lives, and others slower- there isn’t much go-between. With that being said, if you have something that is greatly anticipated coming up in your life, you’re probably going to have to do a lot to get there. If anything, you’re going to have to wait. I would argue that patience is “payment” enough.
In finance, you’re taught that if you don’t know anything else, you have to understand the relationship between risk and return. If you are offered a “sweet deal” in investments, you’re going to pay for it somewhere else. For example, if you have the opportunity to flip houses, you might observe that you will obviously earn a higher return than a savings account at your local bank. So go for it, right? The answer depends. You have to account for the increased risk in flipping houses, and you should be compensated accordingly. There is a positive relationship between risk and return: the more return, the more risk (and the inverse is true).
Now, back to babies. I am so absolutely amped for this great joy that God has blessed us with. Just 5 more months and I will get to hold my daughter/son! You could say that there is a huge reward coming. However, with my knowledge of finance, there’s gotta be some risk in the deal as well. Of course there is; everyone knows that getting pregnant is a risky thing. There can be health problems, miscarriages, insurance mishaps, and even the work in preparation. That, ultimately, is what I’ve been learning. It’s in the waiting; it’s in the risk that God really shows himself in. Whenever we are flying through time like a torpedo, it’s hard to see what’s around. Slow down and look at your surroundings. The real risk lies in missing it. Missing the anticipation stage. Many Jews missed it two thousand years ago. They might have been flying through time, trying to get to the end. Whenever Jesus came, they laughed at him- they missed it! God intentionally put them in an anticipation stage. It’s easy for us to look back on that story, (which, by the way, is our story), and see how clear it all was. I just hope we can soak it in, if just for this season. I hope I can not only “get through” these 5 months, but that I would grow during this time as well. Soon enough, I’ll definitely give this blog an update on how it’s all going. In the meantime: happy waiting!